Ref Finance is the gateway into the NEAR ecosystem through its AMM DEX, which provides liquidity and swapping features.&nbsp;Ref Finance is one of the core projects in the DeFi ecosystem on NEAR Protocol. Its main objective is to bring together the core components of DeFi, namely, decentralized exchange (DEX), lending protocol, synthetic asset issuer, and so on, into a single, synchronous DeFi platform. Leveraging NEAR’s 1-2 second finality, low costs, as well as its user-friendly and interoperable infrastructure, Ref aims to bring DeFi one step closer to the people. Ref Finance is a collection of DeFi protocols, powered by smart contracts on NEAR, that enable trading and earning by providing liquidity and other financial use cases in the future. Currently, its main product is the automated market maker decentralized exchange (AMM DEX).Ref is first and foremost a community project. A DAO has been created to allow the community to direct its course. The DAO will be responsible for managing the treasury initially, and shortly thereafter, managing upgrades of the protocol.

Near Ecosystem

REF Token Liquidity Provisions

Liquidity Incentives

Treasury

IDO Round 2

IDO Round 1

IDO Round 3

Strategic Airdrop

Future Airdrop(s)

Early Users Airdrop

Development Fund

Ref Finance is a one synchronous DeFi protocol on NEAR, that is currently working as an AMM and as a stableswap marketplace, serves as a DeFi one stop shop to the NEAR ecosystem. It is the enabler to most of the projects on NEAR to create better liquidity. As NEAR grows to better support multi-chain interoperability, Ref Finance plays an important role as the DeFi gateway for users and assets of Ethereum, Solana, Terra, Celo. Which are all connected to NEAR via different asset bridges for them to create a market and have a better place to trade.

Ref Finance

Ref Finance is the gateway into the NEAR ecosystem through its AMM DEX, which provides liquidity and swapping features

Myria

Morningstar Ventures

Moonrock Capital

The Spartan Group

GBV Capital

Waterdrip Capital

Vendetta Capital

Ascensive Assets

Hypersphere Ventures

Blizzard Fund

Woodstock Fund

Figment Capital

Axia8 Ventures

CoinGecko Ventures

Nexo

Everclear (prev Connext)

Kosmos Ventures

Impossible Finance

Nabais Capital

AVentures DAO

Subsquid

3 Chaps Capital

StakeBorg

Ganesh Swami

Erik Ashdown

Derek Yoo

Aurel Iancu

Delroy Bosco

Alex Smirnov

Batuhan Dasgin

Michael Chen

Etienne

Danish Chaudhry

Alchemy

Bware Labs

Electric Capital

DragonFly Capital

Balaji Srinivasan

LedgerPrime

Jump Crypto

Wintermute

Coinbase Ventures

Altonomy

Kraken Ventures

Fabric Ventures

Space Whale Capital

Kronos

Evernew Capital

Meltem Demirors

Tatiana Koffman

Jason Choi

Anthony Sassano

Alameda Research

Galaxy

IDEO CoLab Ventures

Arrington XRP Capital

gumi Cryptos

Hashflow

GameOn Forge

Blockchange Ventures

Big Brain Holdings

coinIX

Castrum Capital

Outlier Ventures

Kangaroo Capital

Maven Capital

FinSec Innovation Lab

Kima Network

Sociapol

PUMLx

SpaceN

The Chernin Group (TCG)

YGG SEA

Sfermion

Astronaut Capital

Bondly

Double Peak 

Formless Capital

MoonEdge

PANONY

Perion

Rarestone Capital

18 Ventures

Avocado DAO

Gerstenbrot Capital

HTX Ventures

KuCoin Labs

MEXC

PKO Investments

Polkastarter

Zokyo

Kevin Lin

Kun Gao

Matt Finick

Animoca Brands

Peak XV Partners(ex-Sequoia India)

SkyVision Capital

Galaxy Fight Club

Gain detailed information about %name% %code% unlock and vesting. Use our token unlock calendar for planning and optimizing your investments. Explore tokenomics and how it's changing with our token distribution chart. Stay updated on unlock events and receive notifications for effective crypto asset management

%name% %code% Token Unlocks and Vesting: Schedule and Tokenomics

Name	Total	Unlocked	Locked
Liquidity Incentives	60%	57%	3.00%
Treasury	20%	-	-
Development Fund	10%	9.18%	0.75%
REF Token Liquidity Provisions	2.50%	2.50%	-
Strategic Airdrop	2.00%	2.00%	-
Future Airdrop(s)	2.00%	-	-
IDO Round 3	1.75%	1.75%	-
Early Users Airdrop	1.00%	1.00%	-
IDO Round 2	0.50%	0.50%	-
IDO Round 1	0.25%	0.25%	-

Ref Finance REF

Unlocking REF Tokens

Total Distribution Progress

Allocation

Next Unlock Event

Vesting Schedule

Unlock Events

Upcoming Token Unlocks